Today is Saint Nicholas Day, so robo-advisor Finax has prepared special gifts for its new and existing clients.

Yesterday I wrote a comprehensive article about OIPE – a new pension program within the third pillar. Today – on the occasion of St. Nicholas Day – I am publishing a separate entry about promotions regarding OIPE , which the Finax robo-advisor decided to offer to the Readers of my blog .

I didn't want to combine these two publications. Yesterday's article was my own set of thoughts and was non-commercial in nature. Today's publication, on the other hand, is entirely commercial in nature, both because of Finax's proposals and the fact that they also include the promotion of the book "Just Buy".

In the spirit of full transparency, I would like to emphasize that:

NOTE: EU regulations regarding the promotion and distribution of PEPP/PEI products are very strict. Since I AM NOT a distributor of this product, I asked Finax to prepare information about the promotions they organize related to PEI. Below I quote the text prepared by Finax in its entirety.

I would like to add that Finax offers and describes two different promotions below:

So I invite you to read on!

Promotion for new Finax customers

So I give the floor to Przemek Barankiewicz, who is the head of the Polish branch of Finax…

Finax promotion "Open OIPE and get a book"

Ahoy!

We fell in love with the book "Just Buy" when it was called "Just Keep Buying". The Polish adaptation by Michał Szafrański captivated us even more when we saw the chapter devoted to the third pillar of pensions. For the first time, someone on the Vistula wrote about the details of OIPE, using our "European Pension" as an example. It was done by a "financial ninja" who has been supporting our mission in Poland for years without taking a penny for it.

Finax is the first entity in Europe to provide PEPE. Now you can have it too. And on special terms.

Every NEW Finax client who opens the "European Pension" via the finax.tech/ppk website will receive the book "Just Buy" as a gift! All you need to do is activate your account (even with the minimum amount, i.e. PLN 50 or EUR 10 deposit).

Let us be Santa Claus too! But hurry, because the reindeer are leaving quickly. For now, we have only ordered 1,000 copies of Nick Maggiulli's bestseller.

And here you will find the rules of the promotion . After meeting the conditions, we will send you an email asking for the delivery address of the book, because it is also a perfect Christmas gift.

CREATE OIPE = get #BookPPK →

And remember: investing involves risk. Not investing can have even worse consequences.

Your financial friends from Finax

Promotion for current Finax customers

What about those who already have an account with Finax? What about those who have already opened an OIPE account and maybe even topped it up with a deposit?

If you are also a person who has already purchased the book "Po prostu kup" or you decide to buy it through the official website PoProstuKupuj.pl , Finax will refund you almost the entire cost of this book by waiving fees from the OIPE account for a certain period of time (up to EUR 1,000 of managed capital).

I give the floor to Finax again…

EUR 1,000 on your PEPP managed for two years for free!

So the best is behind you? You bought and read #BookPPK and you wonder what's next? Maybe listen to Nick Maggiulli's message and "just buy"! For example, through the "European Retirement" from Finax described by Michał Szafrański in this book.

As you already know from this financial bestseller, any time is a good time to start. So to start, we give you a gift code from Finax. With it , we will manage up to 1,000 euros on your PEIP for free for two years .

Where to get a gift code? We have already ordered such codes from Michał Szafrański to be sent to all those who bought "Just Buy" from him:

YES – everyone who has already purchased the book “Just Buy” or will buy it in the coming weeks and months will receive a gift code from us along with instructions for its use.

How to use the code?

  1. Open a European Pension (EPP) account with Finax .
  2. Log in to your account online.
  3. Go to Other Section -> Deposits and Withdrawals .
  4. At the bottom of the page, in the "Got a gift card?" section, enter the gift code you received.
  5. Choose to allocate the discount to your European Pension (PEPE) account and apply the discount.

It is best to do it by the end of December and take advantage of this year's limit for OIPE payments (PLN 21,302 in 2023).

You can also become Santa Claus and give someone this code . But first read the chapter from "Simply buy" or Michał Szafrański's independent opinion about our OIPE . And let the recipient not wait to open OIPE. The gift code is valid only for a few months!

And remember: investing involves risk. Not investing can have even worse consequences.

Your financial friends from Finax

Promotion for Financial Ninja Clan participants

Finax also has a special OIPE promotion for members of the Financial Ninja Clan . If you are a Clan member, I invite you to read the entry on the clan forum .

I hope you like the St. Nicholas gifts from Finax for all those who open a new account in Finax, or simply bought the book "Just Buy", or are planning to buy it or are members of #KFN. I like such bonuses. 🙂

I'll let you know in a comment here when I've sent out a mailing with Finax gift codes to everyone who bought #KsiążkaPPK. As Finax declared - you should receive it by December 11 at the latest. I just need to put together all the technical details...

Speak soon!

Image source: Finax.